Business financing referrals · Seasonal businesses

Explore funding before seasonal expenses become due.

A seasonal business may pay for stock and preparation long before its main sales period. Explain the purchases, supplier deadlines and operating window behind your funding request.

Illustration of seasonal businesses and their working space

How it works

The application process

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Before you begin

Application preparation

Use recent trading information when selecting the revenue and time-in-business ranges.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access

Possible uses

Business expenses to describe

01

Seasonal inventory

Advance orders may secure stock but also tie up cash before trading starts. Use past sales and remaining inventory to define the amount you need to purchase.

02

Equipment

Servicing or replacement may need completing before the business can handle peak demand. Include setup and the time needed to make the equipment ready.

03

Operating expenses

Temporary staffing, premises and supplies can begin before receipts build. Identify the period to be covered and account for quieter weeks after the peak.

Illustration of seasonal businesses equipment and workspace
Illustration of seasonal businesses equipment and workspace

Seasonal businesses · funding preparation

The budget behind the request

Review the complete annual trading cycle, including the months after the season ends. A financing payment schedule may continue beyond the period in which most sales are made.

A few things to know

About this referral service

Information sharing and referral payments

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Approval and available terms

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

Provider timing

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

Contact consent and mobile verification

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Make a beginning

Start with your business funding request

When the expense and timing are clear, use the form to submit your business funding request.